Eliminate up to 100% of your credit card fees
Dual pricing or lower traditional rates from Tyler Patch, based in Sioux Falls. In person across South Dakota, Iowa and Minnesota, and by phone and video for businesses nationwide.
Wholesale Payments: top-rated and trusted across platforms
2,949 reviews
Company ratings as of February 2026. Worked with Tyler? Leave Tyler a Google review.
Upgrade processors in three easy steps
Tell Tyler about your business
Fill out the short form. It takes a minute.
See your savings
Tyler shows dual pricing and traditional processing side by side, before you change anything.
Switch with no downtime
Approval, setup and staff training, handled in person.
Our $500 guarantee
Show Tyler a recent merchant statement. If he can't get you a better deal, your business gets $500.
What are card fees costing you?
Fill in any two boxes and the calculator works out the third. Your effective rate is your total monthly fees divided by your total card sales.
Calculated: monthly card fees
You pay about
$900a month in card fees, or
$10,800a year. That's what a cash discount program can put back in your business.
Get a free statement review
Tyler Patch
Based in Sioux Falls, working with businesses nationwide. When something breaks, you call Tyler, not a helpline.
One of America's fastest-growing private companies
Wholesale Payments is recognized on the Inc. 5000 list.
In good company
Trusted by household names
The AI POS for independent grocery and retail
Built for:
- Speaks your language. Run it in the language you and your staff speak, including Spanish and Arabic.
- AI pricing, insights and forecasting
- Full EBT with split tender
- 24/7 AI support, and keeps working offline
- Merchant app to check sales and inventory from your phone
Watch: Bodega AI POS overview
Watch: AI POS vs. Dumb POS
Credit card terminals and POS systems for every business
Valor
Android countertop, wireless and PIN pad terminals, including the VL550.
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Dejavoo
Countertop, wireless and mobile terminals.
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Clover
Flex, Mini, Duo and Solo, from a handheld to a full station.
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Basil POS
Menus, online ordering and kitchen tools for quick service and casual dining.
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Genius POS
Online and QR ordering for counter-service restaurants.
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Paradise POS
iPad-based bundles with scanner and printer.
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Union POS
Split checks, tab transfers and fast payments.
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KORONA POS
Cloud POS bundles for liquor, smoke, convenience and specialty retail.
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PAX
Android countertop, mobile and PIN pad terminals.
See the devices →Dual pricing is the new standard
The old way of taking cards meant you paid the fees. With dual pricing, card customers pay a small non-cash adjustment at checkout, and cash customers get the discount.
- 0% Processing Fees
- $0 Monthly Fees
- Free Valor VL550 Terminal
- Next Day Funding
- Free PCI Compliance
- 24/7 Technical Support
Turn your card fees into profit
90 seconds: dual pricing, WPI Rewards and business funding.
Need fast cash? Business funding from your card sales
If your business takes cards, you may qualify for funding based on your card sales. A simple application, and repayment comes from your processing.
Meet with your local Sioux Falls payments rep
A free, no-pressure 30-minute visit anywhere in the Sioux Falls area. Farther away? Tyler can help by phone or video.
- Tyler comes to your business
- A side-by-side look at what you pay now
- Every fee explained before you sign anything